One of the banks has just changed their lending policy to include the following types of income; Sickness benefit, Unemployment benefit, DPB, Solo parents, NZ super, living alone payments Surviving spouse or partner pension, Veterans pension, War disablement pension Working for families tax credit. The following will not be accepted as Gross Reliable Income- [...]

There are several ways to purchase property with little, or No Money Down. Here are some ways to make it happen. REFINANCE – put down a 20% deposit when you purchase the property. Several months (around 6 mths at present- depending on the bank), later you can top up the borrowings of the property to [...]

Lo Doc Loans are loans that do not require proof of income. They have been available by lending institutions for a number of years, although less so recently. Often people think its an expensive option but when you calculate the tax savings on paying a lower income then the higher interest rate works to the [...]