Category Archives: Home Link Finance

How does money work?

We have all heard that as New Zealander’s we need to learn to save more rather than spend. Impulse buying is quick and easy but finding that money to pay for essentials, once it has been spent is not always … Continue reading

Home Link Finance, Property Mindset

Trust Gifting Changes

As you may or may not be aware, there have been some major changes made recently to the Gifting rules. As of 1st November 2011, the limit of $27,000 per person p.a. in gifts to a Trust without attracting gift … Continue reading

Home Link Finance

Structure guide for property investors

  Written by Tony Thorne of Thorne Accounting prior to the changes to the LAQC company structure. (I highly recommend Tony who specializes in taxation for property investors) Still Very worthwhile reading to  research the best investment structure for owning … Continue reading

Home Link Finance

Passive income – Fact or Fiction?

  People think that passive income is doing nothing all day and making money while they sleep. A myth that a lot of marketers of various types of product happily promote. There are many takers for these kind of products … Continue reading

Home Link Finance

financial planning the Kiwi way

  From an email received from an unknown but obviously Kiwi writer who must have adapted it from an US written article Just imagine…If you had purchased $1,000 of shares in Air New Zealand one year ago, you would have … Continue reading

General news, Home Link Finance

10 Steps to getting out of the rat race forever

  Step 1: Assess where you are today It’s not possible to get where you want to be unless you know where you are today! Sit down with your paychecks and your bills and get an honest assessment of how … Continue reading

Home Link Finance

Short Term Finance

Uncomplicate your life with a Freedom Loan Criteria Home owners only Max $20,000 although there are options to borrow more upon request Approval in 24 hours credit issues need not be an obstacle Lack of proof of income need not … Continue reading

Home Link Finance

6 Keys to understanding Asset Protection

Excerpt of article by James Burns, Esq. 1. There is no magic pill or plan Asset protection simply means that you create barriers to your assets so onerous to the opposing party that you remove the financial incentive to pursue … Continue reading

Home Link Finance

7 Simple steps to effectively reduce your mortgage

1.    Make larger regular repayments When possible rather than just paying the minimum amount. The average interest rate is around 7.4% If your current rate is much less than this, work out what the repayments would be at the higher … Continue reading

Home Link Finance